THE BOTTOM LINE

According to MSN MONEY, “Most investors believe they cannot use IRA money to buy real estate, developed or undeveloped…but, they are wrong.”  The fact is that by utilizing a Real Estate IRA (also known as a Checkbook IRA or Self Directed IRA) an investor can purchase income-producing real estate to hold within their portfolio.

Fully Approved By The IRS

Real estate has always been permitted to be held inside IRA retirement accounts, but few people know about this option. Investments with a Real Estate IRA are fully permissible under the Employee Retirement Income Security Act of 1974 (ERISA).

IRS rules prohibit retirement plans from investing in just two types of investments — life insurance contracts and collectibles.

Accelerated Growth

Self Directed IRA Real Estate Investing can greatly accelerate growth in a retirement portfolio. Investors can take control of their finances while backing investments with the security of real property.

As an alternative to the stock market, income-producing properties can provide monthly income as well as long-term gains through appreciation.  There are no limitations on the types of properties that can be held by a Self Directed Real Estate IRA. A few possibilities would be residential, commercial or industrial buildings or land, foreign real estate and farm land. You can also invest in real estate related notes, liens & options.

Real Estate IRA Opportunity

The residential real estate market has taken a significant downturn and the mortgage meltdown has contributed to a difficult situation. Potential homebuyers have been forced to become renters and rental rates have increased by more than 10% nationwide.

While it’s a bad market for residential sellers, it’s a great investment market, especially for investors who want to use a Real Estate Self Directed IRA. They’re completely in control and in the driver’s seat.

Best Investment Strategy

Most Real Estate IRA investors are oriented to “buy and hold”. They want the long-term, wealth building advantage of owning property, but don’t want the responsibility of ongoing management.

Safeguard Financial will help you develop a strategy to meet those needs with a tailor-made Self Directed Real Estate IRA.

All Cash or Leverage?

The Real Estate IRA can then be utilized as an all-cash funding source, or may be leveraged with a special type of IRA mortgage loan known as a “non-recourse” loan. The retirement funds can also be used to Finance a Business or to Buy a Business.

And…there are no tax consequences or penalties involved because this is a transfer of funds…not a withdrawal.

3 Simple Steps

As a Self Directed IRA strategist and advisor, Safeguard Financial offers a simple 3-step process to handle all the details for real estate investors:

STEP 1: - Contact us to see what type of plan best suits your needs
STEP 2: - Fill out some paperwork so we can set things in motion
STEP 3: - Relax and let us handle all the details

Quick Turnaround & Great Pricing

Typically, from the point of initiating the transfer of funds to actually making the Real Estate IRA investment, it takes 30 days or less to complete the process. Generally speaking, a client will spend up to 40% less utilizing Safeguard Financial’s services, compared to other companies that offer similar services.

Your Next Step

For immediate analysis of your situation and the best strategy for your investment interests, call us today at 877-229-9763.

Plan Structure

Click on the image at left  to view a diagram of the Real Estate IRA structure.  For more information about all of our self directed IRA plans and how our turnkey setup process works, please view the How our Process Works page.